Terms & conditions
Review these details with your affiliate agreement before enrolling or promoting the Gold Business Credit & Finance Suite.
Updated October 30, 2026
1. Membership and enrollment
Submitting an interest request costs $0. It does not enroll you in a paid plan, authorize a charge, or automatically approve you as an affiliate.
The paid affiliate plans have an initial six-month term. Your selected plan sets your starting commission. Every 3 qualifying Suite sales unlocks the next commission level, up to Premier. Your written agreement explains how qualifying sales and commission-level changes are recorded.
- Gold Associate Affiliate: $99 for the initial six-month term.
- Gold Builder Affiliate: $299 for the initial six-month term.
- Gold Professional Affiliate: $599 for the initial six-month term.
- Gold Premier Affiliate: $999 for the initial six-month term.
All active affiliates and Gold Resell Partners pay a separate $197 annual program membership fee, due January 1. This fee is separate from affiliate enrollment and from the customer’s Funding IQ subscription.
Your enrollment documents will state the first annual payment due date, any applicable first-year credit, and the available renewal options after the initial six months. Review those amounts and dates before paying. No renewal price or first-year credit is established by this page.
New-customer enrollment promotion
Available exclusively to new customers purchasing the Gold Business Credit & Finance Suite directly through Gold Business Center: add Premier Affiliate enrollment for $99 more with a paid-in-full Suite purchase, or Associate enrollment for $39 more with a Suite payment plan. Existing affiliates are excluded.
These promotional enrollment charges are in addition to the Suite purchase, its separate $69 monthly subscription, and the separate $197 annual affiliate membership fee due January 1. Approval, the required agreement, and onboarding still apply. Promotional enrollment does not itself award Gold Champion status; the qualifying-sales requirements below apply.
2. Commission amounts and payment rules
The amounts below apply to one qualifying $2,997 paid-in-full Suite sale. The calculation uses a $2,000 commission pool; the percentages are not percentages of the full customer price.
| Level | Share of the commission pool | Commission |
|---|---|---|
| Gold Associate Affiliate | 20% | $400 |
| Gold Builder Affiliate | 40% | $800 |
| Gold Professional Affiliate | 60% | $1,200 |
| Gold Premier Affiliate | 80% | $1,600 |
| Gold Champion | 89.85% | $1,797 |
The $1,797 Gold Champion commission applies to subsequent qualifying paid-in-full sales after Gold Champion qualification. It does not retroactively change commissions on the sales used to earn the designation.
Commissions depend on approved participation, proper referral attribution, a qualifying customer purchase, and cleared customer payments under your affiliate agreement. The separate $69 monthly customer subscription is not included in these commission calculations.
Installment-sale commissions follow the applicable written payment schedule and actual cleared collections. A deposit does not automatically earn the full paid-in-full commission. Exact installment amounts and payout eligibility must be provided in the applicable agreement.
Commissions are paid twice per month. Exact payout dates and any transaction adjustments follow the applicable written agreement. The program does not pay commissions on uncollected customer payments.
3. Gold Champion qualification
12 qualifying sales in your first 30 days or 36 qualifying sales within 6 months. These must be your qualifying personal sales of the Gold Business Credit & Finance Suite. Affiliates may work toward this milestone at any paid affiliate tier.
Every customer counted toward either sales goal must have paid the full Suite purchase price before Gold Champion status is awarded. Deposits and unfinished payment plans do not satisfy the full-payment requirement. The customer’s ongoing Funding IQ subscription is separate from the Suite purchase price.
The start and end dates of your first-30-day and 6-month qualification periods and the treatment of installment completions are specified in your written affiliate agreement. Review those details before relying on a sale toward qualification.
Gold Champion is earned through qualifying customer sales. Paying an enrollment fee or completing training does not by itself earn the designation.
Gold Champion status provides the commission shown above, with greater benefits and access. The specific additional benefits and access available to you will be provided in writing. Gold Champion status does not guarantee future sales or income.
Year-end bonus pool
Affiliates who meet the Gold Champion qualification requirements are automatically enrolled in the year-end bonus pool, with the opportunity to earn a bonus equal to their enrollment fee. Entry does not guarantee an award or a particular amount.
Review the applicable written bonus rules for award calculations, payment timing, and any additional eligibility details before relying on a bonus. No pool size, allocation formula, or payment date is established by this page. A bonus is a separate award; enrollment fees remain non-refundable.
4. Gold Resell Partner
Gold Resell Partner enrollment is $1,500 one time. The separate $197 annual membership fee is due January 1. There is no repeat $1,500 enrollment charge.
The standard commission is $1,797 per qualifying $2,997 paid-in-full Suite sale. The arrangement continues while the covered Partner program operates and the Partner maintains eligibility under the signed agreement. Installment sales require the applicable approved commission schedule.
Gold Resell Partners sell the Gold Business Credit & Finance Suite under their own business brand through a white-label arrangement. The maximum retail price is $2,997—no exceptions. Branding and use rights follow the signed Partner agreement; enrollment does not grant ownership of third-party technology. Gold Business Center continues to manage customer enrollment and billing under the approved purchasing route.
No Champion sales goal is required to unlock the Partner commission rate. Gold Resell Partner enrollment is separate from the earned Gold Champion milestone. Sales and earnings are not guaranteed.
5. Customer prices and subscriptions
Customer Suite prices and payment options are shown on the pricing page. The $69 monthly Funding IQ subscription is a separate required customer charge. It continues while the subscription remains active, including after Suite installments end.
Paying the Suite purchase price in full does not eliminate the separate monthly subscription. Customer purchase costs are also separate from affiliate enrollment and annual membership fees.
Gold Business Center manages customer enrollment and billing. Affiliates use the approved purchasing route and applicable customer payment schedule.
6. Refund policy
Gold Business Credit & Finance Suite purchases and affiliate sign-up fees are non-refundable. Review the price, payment schedule, and applicable agreement before paying.
7. No guaranteed sales or earnings
You may earn $0. Gold Business Center does not guarantee that you will be able to sell the Suite or make money. Paying for a tier, completing training, or reaching Gold Champion status does not guarantee future sales or income.
Commission amounts are compensation for qualifying sales, not income projections or statements of typical earnings. They are before your enrollment and membership fees, advertising expenses, taxes, and other participant costs. You can incur costs without earning any commissions.
Gold Business Center’s statements about its own past sales and commission payments describe historical results. They are not typical affiliate earnings or predictions of your results. We make no income claims about what you will earn.
8. Participation, training, and support
Approval, the required affiliate agreement, and onboarding must be completed before promoting as an authorized affiliate. Commissions relate to qualifying customer sales, not recruitment of other affiliates. Purchasing your own Suite is not required to earn ordinary sales commissions.
A sample lesson is public. Complete starter lessons, the checklist, and scripts require an approved affiliate account and sign-in. The program offers live and recorded sales training, an affiliate page and referral link, weekly presentations for invited guests and clients, and presentation recordings to revisit and share. Session schedules and access details are provided during onboarding.
Use approved promotional information and disclose your affiliate commission relationship. Do not promise funding approval, credit results, sales, or income.
For questions about your tier, qualification period, commission statement, or membership terms, contact Gold Business Center support.